About Regal Capital Services

A New York lender built on standing and judgment.

Headquartered in Dix Hills, Long Island, we fund established American businesses directly — pairing the dignity of a chartered relationship with the speed modern operators need.

Our story

Capital deserves better stewardship.

Regal Capital Services was founded on a simple conviction: that business owners are principals worthy of diligence, not leads to be processed. Too often, growing companies are routed through opaque broker chains, handed confusing terms, and left to guess at who actually stands behind their funding. We built Regal to be the opposite of that experience.

As a direct lender, we underwrite and fund from a single house. When you work with us, the firm that reviews your business is the same firm that commits the capital and services the relationship afterward. There are no hidden intermediaries collecting margin in the dark, and no surprise parties appearing after you sign. That accountability is the foundation of everything we do.

Our name reflects our standard. "Regal" is not about extravagance — it is about the gravity and care a charter once carried: explicit terms, honored commitments, and respect for the party on the other side of the table. We bring that posture to every application, whether you are seeking working capital to smooth a seasonal cycle or equipment financing to expand your capacity.

What we believe

Funding is a relationship, not a transaction.

We measure success not by how quickly we can close a single deal, but by how confidently a business owner understands what they signed. Clarity compounds. When terms are transparent and structures fit the operation, repayment is healthier and relationships endure — which is exactly the kind of business we want to build.

  • We are the direct lender — your file stays in-house
  • We disclose terms in plain language before you commit
  • We structure around your revenue, not a rigid template
  • We serve established U.S. businesses with real operations
At a glance

The Regal posture

Based in: Dix Hills, New York

Model: Direct lender — we fund our own facilities

Focus: Working capital, revenue-based financing, equipment financing, and bridge & expansion funding

Approach: Advisory underwriting with transparent terms

Our principles

The charter we hold ourselves to.

I

Transparency

Every term, rate, and structure is explained before you commit. No fine-print surprises, ever.

II

Stewardship

We fund what a business can sustainably carry, structuring repayment around real cash flow.

III

Accountability

As a direct lender, we stand behind every facility we extend — start to finish, in-house.

Work with Regal

Let's discuss what you're building.

Share your objective and we'll respond with a clear, considered path to capital.

Request Funding