Our Instruments

Funding structured to fit the operation.

We match the instrument to your business — its revenue rhythm, its assets, and its ambitions. Every facility below is underwritten and funded directly by Regal Capital Services.

I

Working Capital Loans

Operating liquidity

Working Capital Loans

Working capital is the lifeblood of daily operations — payroll met, inventory stocked, suppliers paid, and the doors kept open through every cycle. Our working capital loans provide a defined sum of growth capital with repayment calibrated to the way your business actually earns, so the obligation never outpaces the cash that supports it.

  • Cover payroll, inventory, and seasonal gaps with confidence
  • Repayment terms calibrated to your cash-flow cycle
  • Transparent structure disclosed before you commit
II

Revenue-Based Financing

Scales with sales

Revenue-Based Financing

For businesses with strong but variable sales, revenue-based financing aligns repayment with performance. Rather than a rigid fixed installment regardless of conditions, the structure flexes with your receipts — easing during slower stretches and accelerating when revenue is strong. It is a sensible instrument for operators who want capital that breathes with the business.

  • Repayment moves in proportion to your revenue
  • Built for seasonal and cyclical operations
  • Less strain during slower months by design
III

Equipment Financing

Asset-anchored

Equipment Financing

Growth often depends on capacity — new machinery, vehicles, kitchen lines, production systems, or technology. Equipment financing lets you acquire the assets your expansion requires while spreading the cost over their useful life. Because the equipment itself anchors the structure, terms can be favorable and the path to ownership is clear.

  • Acquire machinery, vehicles, and systems without draining reserves
  • The financed asset anchors the facility
  • Preserve working capital for day-to-day operations
IV

Business Funding

General-purpose growth

Business Funding

Sometimes opportunity does not fit a single category. General business funding provides flexible growth capital you can direct where it matters most — hiring, marketing, a new product line, or simply seizing a moment that won't wait. We underwrite the whole picture of your operation and structure funding that supports your broader plan.

  • Flexible capital for expansion, hiring, and marketing
  • Underwritten on the strength of your full operation
  • Deploy where your growth plan needs it most
V

Bridge & Expansion

Decisive timing

Bridge & Expansion Funding

When timing is everything — spanning a gap before a receivable lands, or opening a second location before a competitor does — bridge and expansion funding gives you decisive capital without delay. It is designed for moments that reward speed, funded quickly yet governed responsibly so the move strengthens rather than strains the business.

  • Span short-term gaps with reliable, governed capital
  • Fund new locations and expansion initiatives
  • Move quickly while keeping the structure sound
How we underwrite

We read your business, not just a score.

As a direct lender, we have the latitude to evaluate the full character of an operation — revenue trends, the nature of your industry, and the plan behind your request. That advisory approach lets us structure funding that fits, and to explain every term plainly before you decide. Eligibility, amounts, and terms are determined by underwriting and are not guaranteed.

Find your structure

Tell us what you intend to build.

Share a brief profile of your business and your objective. We'll respond with a clear, considered path forward.

Request Funding