Direct Lender · Dix Hills, New York

Capital, granted with the dignity of a charter.

Regal Capital Services funds established American businesses with structured working capital, revenue-based financing, and equipment funding — underwritten with judgment, not noise.

What we deploy

Instruments of growth, structured to fit.

Every business carries its own rhythm of revenue and obligation. We match the instrument to the operation — not the other way around.

I

Working Capital Loans

Flexible capital to cover payroll, inventory, and operating cycles — repaid on terms calibrated to your cash flow.

II

Revenue-Based Financing

Funding that scales with your sales. Repayment moves with revenue, easing the load during slower seasons.

III

Equipment Financing

Acquire the machinery, vehicles, and systems your growth depends on, with the asset itself anchoring the structure.

IV

Business Funding

General-purpose growth capital for expansion, hiring, marketing, and the opportunities that won't wait.

V

Bridge & Expansion

Decisive capital to span a gap or open a new location — funded quickly, governed responsibly.

VI

Advisory Underwriting

Real people reviewing real businesses. We read your operation, not just a score, before we structure an offer.

Why Regal

A lender that behaves like a partner.

We are a direct lender based in Dix Hills, New York. That means your file is reviewed and funded by the same firm that stands behind it — no opaque broker chains, no surprise intermediaries. Our approach is built for owners who value clarity as much as speed.

  • Direct underwriting and direct funding
  • Transparent terms reviewed before you commit
  • Structures matched to your revenue rhythm
  • Responsive, advisory communication throughout
Our standard

The charter we hold ourselves to.

Capital should arrive as a considered grant — explained plainly, structured fairly, and serviced with respect. We disclose what we offer, we honor what we sign, and we treat every applicant as a principal worth our diligence.

The process

From application to capital, plainly.

I

Apply

Share a brief profile of your business and your funding objective. No phone calls required to begin.

II

Review

Our team underwrites your operation with judgment and reaches out with a structure tailored to your file.

III

Fund

Accept clear terms and receive capital — typically within 24 to 48 hours of a complete application.

Begin your charter

Ready to put capital to work?

Tell us about your business and what you intend to build. We'll respond with a clear, considered path forward.

Request Funding